A Redditor took to the forum and asked, “Am I wrong for not telling my husband about all my reward points cards?” We want to know what you think.
Backstory:
The Original Poster (OP) is a 29-year-old female who had been married to her 30-year-old husband for 9 years. She was a stay-at-home mom to four children aged 8, 6, 4, and 2.
OP’s husband made an income of 150k+ a year and had decided where every dollar and cent went.
- 50% to day-to-day expenses
- 25% to the children’s education savings
- 10% to family savings
- 7.5% to his personal spending and
- 7.5% to OP’s personal spending.
Read: He Refused Her Stay-At-Home Wife Any Money To Help Her Family And Friends. We Think He Is Right.
Any bonus he made or money back from taxes went immediately into retirement. Doing it that way left them no money for vacations or big trips.
Since they got married and moved in with each other, OP had been completely responsible for all the shopping, whether it was clothes, groceries, furniture or whatever else. OP learned very early on with the help of her mom how to coupon clips and how to use points cards to their maximum potential.
OP usually got 2 or 3 different reward points and saved 10-25% per transaction. OP’s husband only knew about the coupon clipping and not the rewards points.
For the past 5 years, OP had been going on a “Girl’s trip” with her family, every year.
OP had been telling her husband that her sisters, sisters-in-law, mom and grandma had been paying for her to go since she couldn’t afford it, but in reality, OP had been using the rewards points to pay for the ticket, using rewards to pay for their groceries and using her difference to pay off her credit cards so that she would be able to go on the trip.
Read: Don’t Be Fooled: 12 Scams That People Think Aren’t A Scam, But They Definitely Are
What Happened Next?
This year, OP’s brothers, brothers-in-law, father and grandfather decided to do their own “Boys’ trip” and invited her husband. OP’s husband told them that unless they could help him as the girls help OP, he would have to decline the invite. OP’s brother responded to him what did he mean.
OP’s husband confronted her about the situation and OP confessed to him what she had been doing. He was extremely hurt saying that with all those points, they could have done a lot more as a family, rather than just one person hoarding them all to themselves.
And if OP would have set him up with his own credit cards to get even more points, it would have been a lot easier for them to do big family vacations.
OP’s entire family had been calling her selfish and a jerk for not being more open about the points but OP felt that she work very hard to get to the point levels she has gotten to and that making them more open for use would burn through them quickly and not allow them to be used for bigger things.
What do you think? Was OP right in using the points on herself or she should have used them for the entire family? What would you do in this situation?
This article originally appeared on Mrs. Daaku Studio.