Picture holding $20,000 in your hands—a substantial amount capable of turning dreams into reality. A user asked on the forum, “If you had $20k to spend on anything right now, what would you do?”

Here are some responses he got!


ac, home, chill, relax, happy, man (1)
Image Credits: Deposit Photos

“A new AC unit, a new septic tank, and other boring adult stuff. I couldn’t enjoy spending money knowing we need things fixed around the house,” says a user.

Normal folks face a constant balancing act when it comes to household repairs, especially with big-ticket items like AC units and septic tanks. So, if they had surplus money, that’s undoubtedly the first thing they’re going to fix.


loans document signing between people
Image Credits: Deposit Photos.

“Pay off my debts and invest the rest,” says a user.

A more considerable sum could tackle bigger debts or even clear them entirely. After addressing this, investing the remaining amount in a portfolio that matches risk tolerance and goals would be the most common solution. 


Mad fight of business people in office
Image Credits: Deposit Photos

“Quit my job and spend six months learning new stuff so I polish up the old CV and get a job that pays well and doesn’t make me want to pull my hair out,” says a user.

The financial cushion provides a sense of security and freedom, encouraging individuals to re-evaluate their career paths and pursue passions they may have set aside.


Colourful houses on the tropical island of Barbados in the Caribbean
Image Credits: Deposit Photos

“Down payment on a house. Even with high interest rates, a house is an investment. Rent is just flushing money. If not that, retirement fund.”

A $20,000 windfall can significantly boost anyone’s down payment savings, offering a real chance to make homeownership a reality.


family, middle class, dog, kids, parents, happy family
Image Credits: Deposit Photos

“Help fix some of the things in my parents’ home. A lot has to be updated to make things more livable.”

Many would likely be motivated to help their parents fix their house with such a financial windfall. This gesture could allow their parents to address long-neglected repairs, improve their living conditions, or update their home with features they’ve always desired.


ash money and jewelry, pawn shop and buy and sell precious metals concept, golden rings, necklace bracelet o wooden background, closeup
Image Credit: Deposit Photos.

“25% into Gold, 25% into Bitcoin, 25% into stocks. Buy a motorcycle with the last 5k.”

Some might be drawn to the potential for long-term growth and consider investing in stocks, ETFs, or even real estate.


Black-haired woman studying in the library
Image Credit: Deposit Photos.

“Enroll in college. I’m also tempted to say travel and beauty treatments, but realistically, college would be the grown-up thing to invest in.”

By applying the windfall towards tuition, fees, or living expenses, students can significantly reduce the need for loans, leading to less financial strain after graduation.


soccer or football college
Image Credits: Deposit Photos

“Decided I wanted my skydive license this summer. Between training, rentals, jumps, and purchasing gear, I’ll end this summer having spent upwards of $15k on the sport.” said one.


Close up of attractive young bearded man is brushing his teeth. He is standing and smiling. The man is squeezing tooth-paste into tooth-brush. Focus on cleaning tools
Image Credits: Deposit Photos.

“Simple but expensive and not covered by Medicaid.”

Many people often put off dental care due to financial constraints. The windfall can allow them to finally tackle necessary procedures, including fillings, crowns, or even dentures, improving their oral health and overall well-being.


Happy Young Couple In Livingroom Sitting On Couch Watching Television
Image Credit; Deposit Photos

“Buy a brand new bed [ mattress/box spring, the whole thing], new bedding.”

A comfortable mattress can significantly improve sleep quality, leading to increased energy levels, better focus, and a more positive outlook. No wonder people want to invest in it.


carpet install repair
Image Credits: Deposit Photos

“Rent a shop nearby for 3-6 mo, upgrade my table saw, buy lumber for benches/storage, and get to work establishing my new main gig.”

With financial flexibility, entrepreneurs can choose a shop in a high-traffic area, increasing visibility and attracting more customers.

15 Lies That Are Poisoning Your Mind. They’re Absolute Lies.

Woman with mask in funny concept
Image Credits: Deposit Photos.

What if I told you that there are a staggering number of widely accepted ‘facts’ that are, in fact, demonstrably false?. Read more.

The 14 Biggest Problems With Religion, According to People. Do You Think So Too?

Beauitul african american woman wearing summer t-shirt over isolated yellow background begging and praying with hands together with hope expression on face very emotional and worried. Asking for forgiveness. Religion concept.
Image Credits: Deposit Photos

Like anything else in this world, each one of us has a different opinion about religion in our eyes. What’s your single most-concerning issue? Find out here.

14 Traits That Make You More Likable, Even If You Don’t Realize It

Geeky hipster biting a bunch of roses on grey background
Image Credits: Deposit Photos

What’s something different that you find attractive? It could be as simple as a cute dimple or a special smile, or it could be something. Read more.

16 Things You Get Judged For, Did You Know?

Photo portrait of lovely young lady sorry forget shrug shoulders cute wear trendy orange clothes isolated on blue color background.
Image Credits: Deposit Photos

Public behavior often shapes others’ perceptions. It is crucial to avoid disturbing others in public spaces. Read about things you can get judged for.

16 Habits That Are Killing You Slowly

Close-up portrait of her she nice attractive lovely pretty worried terrified, scared brown-haired girl biting finger phobia isolated on bright vivid shine vibrant blue color background.
Image Credits: Deposit Photos

In our pursuit of enjoyment, we sometimes neglect our bodies. Unhealthy habits and lifestyles have become commonplace, leading to more harm than good for us. Read more.

This article was originally published on Mrs. Daaku Studio.

Similar Posts