He is not ready to take responsibility for his sister-in-laws’s IVF treatments because their credit score is bad. 

A user asked the forum,  Am I a jerk for Refusing to pitch in money toward my sister-in-law’s IVF treatments and telling her and my brother that their future children are not my responsibility?  


Image Credits: Viorel Sima, Shutterstock

The original poster’s ( OP ) brother Reid and sister-in-law Nora has always wanted children. But they are unable to conceive naturally. 



Image Credits: Deposit Photos.

Nora had multiple ovarian cysts and eventually needed both ovaries removed as a teenager. OP says that Reid and Nora are in their early thirties and are very urgent about needing to try sooner than never because they say they are approaching an age where IVF success rates start to decline.

Because of Nora’s past medical issues, OP learned that she will need extra care, and her treatments will be costly. 

OP says that it would be a little over $27,000. Reid and Nora already have $9,000 in savings for IVF treatments. 



Image Credits: Studio Romantic, Shutterstock

OP addressed that Reid and Nora have raised $1,000 from friends, and OP said that the rest of the family was also pitching in smaller amounts. 

Also, OP’s mother is giving $2,000, Nora’s sister Lauren is giving $1,000, and her parents are giving $4,000, which leaves about $10,000.



Image of a beautiful young pretty woman posing isolated over pink wall background holding money.
Image Credits: Deposit Photos

OP also says that their insurance will not help to cover it because they don’t consider it a medically necessary procedure. OP added that Reid and Nora have also had difficulty qualifying for an IVF loan due to poor credit. 



Image Credits: PeopleImages.com – Yuri A, Shutterstock

Reid and Nora are asking OP to help because, according to the loan advisor, OP was allowed to take out the loan on Reid and Nora’s behalf.

OP says that $10,000 is a massive task for him. 



Lifestyle, people emotions and beauty concept. Wtf going on. Frustrated and puzzled asian guy in blue t-shirt frowning, grimacing confused cant understand what happened, stand grey background.
Image Credits: Deposit Photos

OP feels that Reid and Nora have poor credit shows they already don’t have a good track record of paying back loans. When OP questioned why they didn’t ask Lauren, they claimed they couldn’t because she isn’t single and childless like OP.

OP feels that they see him as not having any dependents. OP’s mother and parents-in-law don’t have a lot of savings, and their earlier-mentioned donations were already a huge gift for them. OP feels it takes a long time to correct a bad credit score, making things much more difficult.




Image Credit: Tong_stocker, Shutterstock

OP says that he doesn’t want to take out thousands of dollars in a loan for a procedure with a good chance of not working. So OP refused to help and told them that their future children were not his responsibility. 

OP also says that he wanted to put his foot down now. 

Because OP feels that next, it’s gonna be private school tuition or a college fund, and that shouldn’t be his responsibility just because he was currently single and childless.



Portrait of worried nervous man impressed bad service cafe restaurant isolated on pink color background.
Image Credits: Deposit Photos

Nora was disappointed but told OP that she respected his choice. 

But Reid was angry; he told OP that he would remember this for when OP will be ever in a time of need so that he will know how it feels to have family turn their back on him.

 The rest of the OP’s family members have told him that, that they are not mad at me, but they are disappointed. 



Close up photo of attractive beautiful lady with her wide staring eyes she look at camera stand inside cozy comfort apartment
Image Credits: Deposit Photos

Nora worried for years that she would never be able to have children or be a mother.  OP agreed with their family members, saying that Reid and Nora would be wonderful parents and that it was not fair that they couldn’t conceive naturally. 

But OP stands by the fact that Nora and Reid’s future children not being his responsibility.

OP doesn’t think it’s fair that he should delay or give up the possibility of starting his own family in order to finance Reid and Nora’s.



Really?! Shocked and frustrated young lady in formal wear is surprised, standing isolated on the light background, holding copy space
Image Credits: Deposit Photos

 “And as a mom, I wonder if they can afford to have a child if they can’t even take a 10k loan.”



Photo portrait of young excited funny nervous stressed brown wavy hair lady open mouth dissatisfied bad news isolated on aquamarine color background.
Image Credits: Deposit Photos

“And they’ve (or at least Rebecca has) known for years that IVF would be necessary for her to bear children. If you can only manage to save 9000 over many years for something you consider crucially important — you can’t afford to be a parent.”



Close up portrait of disappointed, shocked, pretty, charming, stylish woman with wide open mouth and eyes, looking out glasses, holding eyelets with fingers, isolated on grey background
Image Credits: Deposit Photos

“OP should ask to see their monthly budget for after the baby is born, one that includes payments to OP for the loan. Have these people even considered how much it costs to raise a child? Or are they of the mindset that they’ll have a child, and the money will somehow work itself out?”



WTF! OMG! Portrait of shocked astonished girl with modern hairdo having wide open mouth eyes looking at camera isolated on yellow background
Image Credit; Deposit Photos

“It wouldn’t just end up being $10k. Daycare in our area is $27k annually for the first two years in a standard center-based daycare. That doesn’t include all of their clothing, food, medical expenses, or other expenses related to having a baby.

If they can’t pony up even half of the amount needed for IVF, they aren’t going be able to do it for everything else, either”



More From Mrs Daaku Studio:

young pretty woman looking shocked, angry, annoyed or disappointed, open mouthed and furious
Image Credits: Deposit Photos

Strange but True: 10 European Habits That Leave Americans Scratching Their Heads. 

We wanted to know what are the European traits that Americans find strange.

10 European Habits That Leave Americans Scratching Their Heads


10 Endangered Jobs That May NOT Be Around Much Longer

A beautiful young Caucasian woman with her hand in her hair.
Image Credits: Deposit Photos

Some professions are becoming obsolete as technology, and societal shifts continue to shape the workforce. We bave listed some jobs that don’t see the light in the coming years. 

10 Endangered Jobs That May Not Be Around Much Longer


Kill It: 10 Frugal Things That You’re Doing, But Aren’t Worth it ANYMORE!

Photo crazy astonished guy see incredible vacation sales discounts impressed, raise modern bright specs wear white clothes isolated over blue color background
Image Credits: Deposit Photos

While being frugal is a wise financial practice, not all frugal habits appeal to everyone. Some may find certain practices tedious, uncomfortable, or just not worth it anymore.

Kill It Now: 10 Frugal Things That You’re Doing, But Aren’t Worth It Anymore


11 Most Hated or Useless Jobs That People Wish They Could Eliminate From Society

Close up photo beautiful her she lady unexpected epic fail arms hands fingers near mouth bite teeth eyes full fear oh no expression wear casual white t-shirt clothes isolated violet purple background.
Image Credits: Deposit Photos

The modern job market is diverse, and each profession has a unique value. However, specific jobs may be considered useless, providing little benefit to society.

11 Most Hated or Useless Jobs That People Wish They Could Eliminate from Society


Don’t Get Duped: 10 Biggest Rip-Offs That You Are Continuously Buying

Surprised and impressed brunette girl looking amazed and pointing fingers down.
Image Credits: Deposit Photos

As consumers, we often fall prey to clever marketing tactics and gimmicks that convince us to buy overpriced products or services that don’t live up to expectations. 

Don’t Get Duped: 10 Biggest Rip-offs That You Are Continuously Buying

This article was originally published on Mrs. Daaku Studio.

Similar Posts