Once you make your first 100k, the next becomes easier.

A user took it to the forum, and asked “Let’s go back to the beginning, how did you make your first 100k?”. Here are the top responses.


5. happy wih money
Image Credits: Krakenimages.com, Shutterstock

“Saved as much as I could afford in workplace retirement accounts. I started working at 22 and I think it took until I was 30.”, said one user.


Young woman over isolated background taking a lot of money
Image Credits: Deposit Photos

“First few years out of school, I got a job paying 70k. Lived in cheap places with roommates. Bought cheap food. Didn’t drink too much. Drove a cheap used car. All the classic stuff.”, said one user.


Portrait of nice sweet tender attractive adorable straight-haired girl wearing yellow sunglasses, opened mouth, covering half of face with fan of 100 usd, isolated over bright vivid blue background
Image Credits: Deposit Photos

“I started investing in 2000 at my first job. Took me 10 years to get to 100k.”, said one user.


Brunette woman puckering her lips while holding two fans of bank notes
Image Credits: Deposit Photos.

“Got my first consulting gig, lived off free meals / snacks in the Marriott concierge lounge, pocketed my per diem, and expensed 55 cents a mile on my weekly trips back and forth between Nashville and Atlanta.

The paychecks didn’t hurt. Little did I know how impactful that time was. Helps when you save like a madman because you feel like you’re way underqualified for the job and anticipating you’ll get fired.”, said one user.


Portrait of a delighted young blonde woman in sweater showing money banknotes isolated over blue background
Image Credits: Deposit Photos.

“A lot of people have imposter syndrome, including myself. It’s motivated me to save probably 50-60% of my pay and 100% of bonus.”, said one user.


Image Credits: Deposit Photos.

“I delayed gratification. I paid for my needs, but not all of my wants, and saved/invested the rest. While I never work OT now, at the start and for years took as much OT as I could get. Took a long time to hit that first $100K. My investments have gone up that much in just the last handful of weeks.”, said one user.


Frustrated money woman pulling hair
Image Credit: Deposit Photos.

“My wife made it. I just married her.”, said one user.


young couple hold pink pig bank and calculator isolated on blue background
Image Credits: Deposit Photos.

“Bought a small townhome the minute I could save 3.5%. Only the company matched and minimal college loan repayment until I could buy.

By choosing super small, super basic, farther out, it was good enough and got me in the housing market. 10 years later I was able to sell it, take the profit and use it for the downpayment on the house I wanted.”, said one user.


Beautiful young woman wearing leopard coat standing isolated over white background, showing money banknotes
Image Credits: Deposit Photos

“I just hit $100,000 in my retirement accounts. I am 40, in my second career, and am generally way behind where I should be.”, said one user.


Money has no smell!
Image Credits: Deposit Photos

“I got it the old-fashioned way. I inherited it.”, said one user.


Image Credits: Deposit Photos

“No avocado toast and $0.50 iced coffee.”, said one user.

“I’ve lived off rice and beans for some solid years, but with starch rotation, I know there’s a way to be very economical with my diet.”, said another user.

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