While financial security is crucial for all, identifying ethical and effective saving strategies can be daunting. Numerous avenues exist for accumulating wealth, yet some methods align more closely with moral principles than others.
A user asked the forum, “Ethical ways to save money”. Here are some responses he got!
BUY GROUND COFFEE
“If you drink coffee, just buy ground coffee (not in pods) and make your own. Cost like 25c a cup, or even less if you use Folgers or whatever.”
SKIP ALCOHOL AT RESTAURANTS
“Skip alcohol/special drinks and appetizers at restaurants. It’ll save you at least an entree worth of money.”
TRY TO ORDER FROM KIDS MENU
“You can try to order from kids menu at a restaurant. I noticed that portions are usually adult-like but cheaper.”
MEAL PREPARATION
“Meal preparation. Don’t buy anything that isn’t necessary. Reduce your utility consumption for whatever you pay for. Have roommates.”
BUY GROUND FOOD
“I got my monthly grocery bill down to about $140 a month by eating only ground turkey, chicken breast, broccoli, eggs, spinach, mushrooms, ramen noodles, and kimchi. I also felt great.”
GET CHEAPER INTERNET
“You can get cheaper internet, phone, and TV subscriptions if you call in and say you want to cancel it because you’re going to change to another supplier or just unhappy with their services.”
GET FREE FOOD AND DISCOUNTS WITH APPS
“Download their apps – they will always give you something free or discounted. McDonald’s, for example, often has offers like buy one particular sandwich, get one free, get any size free fries with any purchase, 20% off your order, etc. Grocery stores have lots of digital coupons and various point rewards.”
AFFORDABLE WIRELESS WITH UNLIMITED DATA
“Look at Mint Mobile, owned by Ryan Ronalds, which runs on T-Mobile towers. It’s $15 A month, unlimited data, 5GB on 4G/5G a month, unlimited call & text, but you must pay your bill annually. After taxes and fees, it comes to about $202 a year. Been with them for three years. Love it!.”
DON’T GO INTO GROCERY STORES
“Don’t go into grocery stores. Get it delivered. Saves gas, impulse purchases, helps to monitor what gets eaten, gives a tip to someone else (that still saves you money overall), and you can use that time better.”
COMPARE STORE-BRAND CANS TO NAME-BRAND CANS
“Compare store-brand cans to name-brand cans to find out which cheaper products have the same contents the same as the fancy brand! Great Value and Popeye branded canned spinach come from the same place, for example.”
GET A SENIOR DISCOUNT IF YOU’RE ELIGIBLE
“Nothing wrong with getting a senior discount if you’re eligible. Use coupons, look up promotions, and tip your server appropriately. If you get a discount, tip on the would-be total.”
USE COUPONS
“Use coupons and shop store brands at the grocery store.”
DRINK WATER
“Drink water instead of tea or soda. They’re priced outrageously in some places.”
RAKUTEN AND BEFRUGAL FOR CASHBACK ON PURCHASES
“Rakuten and BeFrugal for cashback on purchases. Ibotta for other purchases. GasBuddy for fuel discounts. Keep an eye on prices of things you purchase and use price-matching policies at stores – and request adjustments if the price goes down after you purchase.”
FREEZING A LOT OF THE MEALS
“I end up freezing many of my meals into individual portions. On weeks when I don’t want to spend as much money on groceries, I defrost and reheat. Works well with soup, pasta sauce (no noodles), homemade chicken tenders/bites (reheat in air fryer), smoothies.”
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This article was originally published on Mrs. Daaku Studio.